What Interest Rate are you getting??
#38
0.9% for 72 months, we saved the cash to buy and not finance, but at this rate we are better off leaving it in our investments. This said, I will still have it payed off WAY before 72 months (I hate debt). Credit score drives rates... If you're over 725 almost any financial institution will loan you the money for less than 3%. Even with no down payment.