Are you just waiting for someone to tell you to go do it? It makes absolutely no sense for you to but if you really want to make it happen, go get it. If you're talking about "monthly" then your dealer already has you roped in because you're playing their game. If you play their game, they win every time. Look at the hard cost, not monthly payments.

 

save the money and if you afford an extra $50 a month throw it at your current loan and get it paid off quicker.

 

Now, that's some wisdom right there! Whatever you do, you do, but I'm gonna work a lot harder at paying mine off. $400 a month to spend on mods? Awesome!

 

I have owned a bunch of Jeeps over the years, all of them did what they had to do. The Rubicon is to some extent a great money maker for them, but it's also a step up in axles and some other options. I bit the bullet and went for my second Rubi in part because I will probably never purchase another new vehicle and I wanted what I wanted. Also just purchased a Max Lifetime warranty for it. Economically the best move? Probably not , however, I am older now and have always tried to "cheap out" on spending for myself so the last couple of times I didn't. If you are young, have a growning family, I would say keep what you have.

 

I think the fact that you are considering it means you want to. I think you wish you had done a Rubi from the start. I think the Rubi package (I own one) is a bit overrated, but still full of nice add ons for those of us that do not intend to do a lot of mods. You want it? Many of the people on here that will tell you otherwise, would probably do it also. Our JK hobby is about doing something we enjoy. Its not about a DD for point A to B. Its expensive, so make the most of your money and get all the joy you can from every dollar. If you would feel better about having the Rubi, get the Rubi. $600 extra a year is nothing.

 

I have a 2 door Sport very happy. I've looked at 2 door Rubi's sticker price up to $40,000. Crazy money. The only thing I wish I had is more room. IMHO, the Rubi was made for the rock crawling crowd more than anything. I say Sport.

 

Good point and it really depends on how you plan to use it. Out of the box the Rubicon is great for those wanting to do rock crawling and don't have the time or knowledge to build up a sport. For most it probably makes more sense to save the money and go with the sport. In retrospect I'd have gone with an X when I bought my rubicon because nothing remains from it's rubi days but circumstances were different for me since Chrysler was in the middle of their BK so I got mine for the price of an X. Today it's a much different environment and prices are . Two more payments and this 3.8 POS engine rig is all mine!

 

X2 on that POS 3.8, that was one of the two reasons I got rid of my 2008. Not that it was unreliable (although it was at the dealer for check engine light fixes three times in one year), but it was terrible on the hills and I work in the hills.

 

I second the motion to keep your existing Jeep.

Think of what you could do with the money totaling an extra year of payments, or if you threw that money at your existing payment, how much sooner you'd pay it off. Or, if you just spent that money now, on modifications, what a cool Jeep you could have.

I have a Sport S that I modified, couldn't be happier. Even with the purchase (I bought it new), and all the modifications (lift, tires, bumpers, winch, and a few other things), my total is right around $30k all in. I have a wonderful vehicle that can be a daily driver AND tackle moderate offroad situations (and it has). It's much more capable than a stock Rubicon in many regards.

 

I really appreciate everyone's opinion. I am attracted to the extra features and capability of the Rubicon, but the main thing making me consider it is dealer offered discounted price. The configured rig list price is almost $42k (leather seats, tow, nav) and he's selling it for $37k. Is that too good of a price to pass up?