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OffRoad Insurance

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Old 01-12-2010, 05:47 AM
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sorry, skippman...I was told "no".
Progressive does, and it is my understanding that Allstate does also.
I tried the sponsors link, but his site doesnt work right, and he hasnt PMed me back.
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Old 01-12-2010, 07:05 AM
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nationwide told me theyll cover damage when im offroad, i just have to pay the deductable, which is about 500.00 for major damage
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Old 01-12-2010, 07:13 AM
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I had Progressive for a while. Never had a problem with them. I don't have a multi-line discount with State Farm since I sold my Miata so I might as well see what Progressive can do for me.
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Old 01-12-2010, 08:20 AM
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Originally Posted by Skippman
You know I've done my research when it comes to comprehensive claims but I never actually worried about accidents off road. I just assumed it was industry standard to put the burden squarely on the shoulders of the insured in that instance, not the insurer.

I'm pretty confident I know the answer to this question is going to be "No" but does State Farm cover off road incidents?
I specifically asked my State Farm agent this when we bought the Jeep and he said that it is covered as long as I am not in an organized competitive event like a race.

I wonder if insurance agents are kind of like dealerships where some are just more off-road and mod friendly than others even though they are all representing the same company. I know my agent used to manage the dealership I bought the Jeep at so he knew exactly what I planned to do with it since he is a fellow Jeeper.
Last edited by Littlejon; 01-12-2010 at 08:28 AM.
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