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insurance problem

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Old 02-07-2011, 11:16 AM
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Farmers. They told me to just hold on to receipts and all mod's were covered.

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Old 02-07-2011, 11:18 AM
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State Farm told me to keep the receipt and take a picture of it installed, so if it's vehicle is stolen I can prove it was installed/on the vehicle at the time of the theft.
Old 02-07-2011, 01:44 PM
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Thanks for the help, went with progressive through USAA, Found out that progressive needed to know that it was less than 4" and it was registered for on road use. Those of you with over 4" might want to check your coverage.

thanks again
Old 02-07-2011, 03:25 PM
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Ditto with State Farm.
Old 02-07-2011, 04:29 PM
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state farm and USAA. just checked out on USAA and they said yup. and i second the picture thing. i do that every so often to all my stuff. i take photos of serial numbers of big ticket items and photos of each room in my house then i do video walk through (also of my vehicles). then send them photos and video to you email account or putt hem on a separate hard drive in a protected are (fire proof safe, or better yet at work)
Old 02-07-2011, 06:04 PM
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Originally Posted by AFCrawler
USAA
USAA covers my mods as long as I can prove I have them. They told me if I couldn't find the original receipt then as long as I could get on the site I ordered the parts from and prove the purchase it's fine.
Old 02-08-2011, 06:42 AM
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I have Progressive but they charge more if you add mods.
Old 02-08-2011, 07:47 AM
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USAA - you qualify as a Veteran and you won't beat their coverage and rates.
Old 02-08-2011, 07:51 AM
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Originally Posted by phantomandy
USAA - you qualify as a Veteran and you won't beat their coverage and rates.
This is pretty much true. Any military veteran now qualifies for USAA and there isn't a legitimate auto insurer that can touch their rates.
Old 02-08-2011, 11:23 AM
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Originally Posted by Dutchboy101

This statement is not 100% accurate. I am a military veteran and did not qualify.
Ofcourse I wasn't in the US military, but did fight for US interests in the past.

I have my Jeep insured thru Alstate and have all my mods insured.
I gave my agent a spreadsheet with all parts that I had on it, and told him that I do wheel it.
Alstate's underwriters wrote me a new policy that has my Jeep insured for up to $60K. Insurance went up $15 per month. I have right at $20K on the Jeep.
Allot of the time if you are a child of a former military member you can get in on USAA. I have had them for years and are great!


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