I wrecked the JK
10-08-2008, 12:17 PM
#51
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Maybe I'm naive, but your insurance should have very little to do with this: It's the other person's fault so, unless she didn't have insurance, or unless you both have the same insurance company, you'll have to convince them of the value of your loss. Who keeps these receipts, anyway? I mean, I'm anal about that, but after two years they go in the shredder. If you aren't being treated right by either insurance company, get a professional assessment of the value of your JK, with all mod's. Get it in writing, and offer to pay the person doing the assessment an "expert's fee" for a court appearance should the insurance company not play ball. However, if the value of your mod's exceeds the amount of your insurance coverage and you're at fault or the other person didn't have insurance, you're hosed. Luckily, it appears that you have plenty of coverage.
BTW: If you have to go to court with the other person's insurance company, then your own insurance company should foot the bill for court costs and attorney's fee, including for the "expert's fee." They'll get that back from the other person's insurance company when you win. However, if the value of the mod's which are not adequately covered by insurance is the only point in dispute, I can see where even your own insurance company will say they will only pay your court costs to recover up to the insured value of your JK. IOW: Anyone who doesn't have adequate mod coverage (that would be me, too, BTW) may have to hire their own attorney and plan on recovering the costs after winning. Regardless: IT'S THE OTHER PERSON'S FAULT. THEY ARE OBLIGATED BY THE LAW TO RESTORE YOU TO BEFORE THE ACCIDENT.
BTW: If you have to go to court with the other person's insurance company, then your own insurance company should foot the bill for court costs and attorney's fee, including for the "expert's fee." They'll get that back from the other person's insurance company when you win. However, if the value of the mod's which are not adequately covered by insurance is the only point in dispute, I can see where even your own insurance company will say they will only pay your court costs to recover up to the insured value of your JK. IOW: Anyone who doesn't have adequate mod coverage (that would be me, too, BTW) may have to hire their own attorney and plan on recovering the costs after winning. Regardless: IT'S THE OTHER PERSON'S FAULT. THEY ARE OBLIGATED BY THE LAW TO RESTORE YOU TO BEFORE THE ACCIDENT.
You might be right, I'm kinda hoping it gets fixed so i dont have to deal with all the crap on a new one..
the pictures don't show the oil pan smashed in, the axle smacked it, the driveshaft also hit the tranny. The brackets are ripped from the frame. So they might have to replace the frame. I think that'll be the deal breaker
Last edited by Piginajeep; 10-08-2008 at 12:19 PM.
10-08-2008, 12:44 PM
#54
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......Damage to the JK -- Sorry for your loss
Easy come easy go....
10-08-2008, 01:54 PM
#58
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so true. If I had my choice they would bother replacing brackets and replacing control arms. I would be putting on the LA lift.
10-08-2008, 01:57 PM
#59
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What a pain eh? As if you didn't have enough to do already, now you get to deal with insurance companies and crap. Well thank God that at least you weren't hurt. That's of course numero uno.
