how do you guys afford it?
11-25-2009, 11:02 PM
#61
JK Junkie
I got totally loaded Rubi Unlim so I didn't have to mod too much (LOL). to make payments lower I took a very long loan from my credit untion at a good interest rate and then bought lifetime B2B warranty from Jeep so that I'm not having major repair bills while still having payments. I plan on keeping this one forever. get back to me after that time to aee how my plan worked out 
11-25-2009, 11:21 PM
#62
JK Super Freak
Join Date: Jun 2008
Location: Calgary, Alberta, Canada
Posts: 1,116
Likes: 0
Received 3 Likes
on
3 Posts
Also bear in mind that if you finance over a longer period, Chrysler will stick it to you on the financing rate. If you can find a way to finance over a shorter period, or finance from a different source (your bank) then you can avoid the hefty interest rates that Chrysler will hit you with.
Another option would be to lease initially (say 3 years) and then re-finance the buyout payment. You had better be VERY confident that you can finance that buyout payment at a good rate though...the only source of financing that would make me confident enough to do that would be a line of credit that I already have, at a rate that I know won't go up too much.
11-26-2009, 03:59 PM
#66
JK Enthusiast
Thread Starter
Join Date: Jan 2008
Location: New Brunswick
Posts: 412
Likes: 0
Received 0 Likes
on
0 Posts
11-26-2009, 04:32 PM
#67
JK Newbie
Join Date: Nov 2009
Location: sag harbor NY
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
$635. /month.. 0% interest 48months, put 3gs down. Not bad Rubi Unl. NAV,tow pkg...ect. bought Feb. 2009 new. They had some good deals then, it's a lot of money a month, could have brought it down but with interest. Pay big now save in the long run. ps 39 more payments 
12-02-2009, 11:38 AM
#68
JK Enthusiast
Join Date: Sep 2009
Location: Boston, MA
Posts: 154
Likes: 0
Received 0 Likes
on
0 Posts
Just be smart with your money and you should be fine. I'm a 22 year old who pays all my own bills, rent, insurance, everything. I don't make a lot of money at work, but I've always been good with saving and everything so it works out. I put down about 9k (including tax) and finance 500 a month.
This is going to sound wicked cheasy, but "be a hustler." The dealership offered me 350 for my '94 Camry. I sold it on my own 3 days later for 2750. Boom. Extra 2400 toward payments. I've also saved a ton of money by buying parts on Craigslist and talking down the price big time. I bought a MyGig RER w/ lockpick, mic, and backup cam on Craiglist a few months back, and the guy's rock bottom price was 1800. I got it for 450 INSTALLED.
To sum it up, be smart with your money, don't buy crap you don't need, take advantage of a bargain when you see one, and try to talk down the price of anything that doesn't have a set price.
Remember that there is a big difference between being cheap and being smart.
This is going to sound wicked cheasy, but "be a hustler." The dealership offered me 350 for my '94 Camry. I sold it on my own 3 days later for 2750. Boom. Extra 2400 toward payments. I've also saved a ton of money by buying parts on Craigslist and talking down the price big time. I bought a MyGig RER w/ lockpick, mic, and backup cam on Craiglist a few months back, and the guy's rock bottom price was 1800. I got it for 450 INSTALLED.
To sum it up, be smart with your money, don't buy crap you don't need, take advantage of a bargain when you see one, and try to talk down the price of anything that doesn't have a set price.
Remember that there is a big difference between being cheap and being smart.
