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Dumped by insurance company

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Old 03-21-2012, 04:24 PM
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Originally Posted by HCSTHS43
They treated me well until now. Progressive is more expensive for me.
Must be by region? I have no idea how insurance rates work. My CBR motorcycle was like $500 a year with Geico with property and liability. It is $140 a year with Progressive.
Old 03-21-2012, 04:34 PM
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Originally Posted by ZMagic97
Must be by region? I have no idea how insurance rates work. My CBR motorcycle was like $500 a year with Geico with property and liability. It is $140 a year with Progressive.
Yeah, however it works it doesn't seem to make a lot of sense.
Old 03-21-2012, 05:14 PM
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Originally Posted by Riptide
This is one of the reasons that despite a new front window costing $500, I'll never ever get insurance to cover it just for rock chips/cracks/etc. I don't mind making claims (and had zero issues when my 07 JK was stolen), however I don't want to go asking for trouble by filing minor complaints.
Well it was a little more than the windshield. I hit a tree branch stub that hung into the road, I never even saw the thing. It smashed the windshield and messed up the windshield frame pretty good.
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It was $1500 in damage

Last edited by HCSTHS43; 03-21-2012 at 05:21 PM.
Old 03-21-2012, 05:23 PM
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That stinks. What's the deal?!? Did you have the accident while off roading?
Old 03-21-2012, 05:28 PM
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Originally Posted by scooby snacks
That stinks. What's the deal?!? Did you have the accident while off roading?
Not exactly, I was diving on a dirt road that is actually a public road, and there was a branch that must have fallen and been lopped off, but it still stuck out into the road.
Old 03-21-2012, 05:31 PM
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Originally Posted by HCSTHS43
Not exactly, I was diving on a dirt road that is actually a public road, and there was a branch that must have fallen and been lopped off, but it still stuck out into the road.
Damn, that sucks!!
Old 03-21-2012, 05:47 PM
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Independent insurance agent here. Our agency writes these no problem. I've got several modded Jeeps insured. It's true some carriers have a problem with customized vehicles, especially lifted, but your local independent agent should be able to help you out.
Old 03-21-2012, 06:55 PM
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Originally Posted by HCSTHS43
I got a letter in the mail today telling me that my policy will not be renewed because as they put it, my jeep " has been customized for off road driving and does not meet the guidelines under the family auto policy contract." Has anybody ever heard of this? I guess I should have just payed out of pocket for a new windshield, didn't think that this would happen. I have not contacted them yet and plan to tommorrow. I may be shopping for a new policy soon.
That really sucks!
Make sure you renew with someone way before your coverage ends and get an adjustment refunded to you if you have already paid ahead.
I had a home once where the hot water tank decided to explode while I was at work. It did over 14K in damages. I received a letter from Erie after they paid the claim that they were dropping me. To make a long story short I didn't go looking for new insurance until my last day of coverage and it was a total PITA to get a renewal through someone else without paying out the ass. I assume it is the same on a vehicle. Good luck!
Old 03-22-2012, 08:22 AM
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Originally Posted by HCSTHS43
I got a letter in the mail today telling me that my policy will not be renewed because as they put it, my jeep " has been customized for off road driving and does not meet the guidelines under the family auto policy contract." Has anybody ever heard of this? I guess I should have just payed out of pocket for a new windshield, didn't think that this would happen. I have not contacted them yet and plan to tommorrow. I may be shopping for a new policy soon.
Sounds like racism to me
Old 03-22-2012, 12:28 PM
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Originally Posted by ZMagic97
Meaning?
Peter Lewis and George Soros want the same thing for America. Complete and utter socialized government run by a few rich people.

If that is what you want feel free to purchase progressive.


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