insurance and engine swap
01-20-2010, 11:11 PM
#22
JK Freak
Thread Starter
CerOf, Well said
captjay I am a Famers agent so I write all lines of coverage but many years ago I chose to market "Coverage for your toys" my sub agency which caters to off road (jeeps, sand cars, etc.) also hot rods, collector cars, and vintage race cars. Agood example to answer your ? a specialty collector car insurance co. I write for has people that surf sites such as ferrari and porsche sites. Guys will stuff there cars at atrack event and some one will post about the accident which descibes the vehicle and next thing you know the owner of the car will turn a claim in stating it happened on on remote highway yes it can be used to deny coverage and prove insurance fraud.
You inquired about a coverage ? its all good but some people will go to great lengths to get paid on something that they really shouldnt. We all pay for fraud.
jeff
captjay I am a Famers agent so I write all lines of coverage but many years ago I chose to market "Coverage for your toys" my sub agency which caters to off road (jeeps, sand cars, etc.) also hot rods, collector cars, and vintage race cars. Agood example to answer your ? a specialty collector car insurance co. I write for has people that surf sites such as ferrari and porsche sites. Guys will stuff there cars at atrack event and some one will post about the accident which descibes the vehicle and next thing you know the owner of the car will turn a claim in stating it happened on on remote highway yes it can be used to deny coverage and prove insurance fraud.
You inquired about a coverage ? its all good but some people will go to great lengths to get paid on something that they really shouldnt. We all pay for fraud.
jeff
thahts amazing that companies can use forums like this to go against you. but i guess that what it takes to keep fraud down, than im all for it. you said it jeff, we all pay for fraud and the crooked people out there.
01-20-2010, 11:16 PM
#23
JK Freak
Thread Starter
You would not run into privacy laws. You do not have a reasonable expectation of privacy with a post made on this forum.
The information would be copied from this website and most likely referred to the NICB (National Insurance Crimbe Bureau) with any other supporting information.
Most insurance adjuster's are too busy to search for things like this on a forum, but some adjuster's love busting people who are bent on defrauding their insurance company.
Most major insurance companies have "SIU" units (Special investigation units) who will do extensive checks into you and your claim beyond the normal investigation if they catch a whiff of fraud. You typically won't even know really it is being done.
A private message may have some leg to stand on but would require an attorney to litigate and most things would settle before then.
The information would be copied from this website and most likely referred to the NICB (National Insurance Crimbe Bureau) with any other supporting information.
Most insurance adjuster's are too busy to search for things like this on a forum, but some adjuster's love busting people who are bent on defrauding their insurance company.
Most major insurance companies have "SIU" units (Special investigation units) who will do extensive checks into you and your claim beyond the normal investigation if they catch a whiff of fraud. You typically won't even know really it is being done.
A private message may have some leg to stand on but would require an attorney to litigate and most things would settle before then.
01-22-2010, 11:30 AM
#24
JK Super Freak
I do workers' comp stuff. I'll use any info that's in my favor, regardless of the law, and I assume the same applies for auto insurance companies. Once you expose someone's fraudulent behavior, no matter you how you exposed the person's fraudulent behavior, that person's case quickly falls apart legally and psychologically. Once it's aired out that there's fraud, the plaintiff immediately becomes the defendant and that person's, well, fucked, for lack of a better term.
Some of you are paying way too much for your insurance. I'm fully covered for $700 a year.
Oh, and you WILL be blacklisted; at least in the workers' comp world. If you've been busted for fraud, your next employer will have access to the info. Is this the same with auto insurance?
Some of you are paying way too much for your insurance. I'm fully covered for $700 a year.
Oh, and you WILL be blacklisted; at least in the workers' comp world. If you've been busted for fraud, your next employer will have access to the info. Is this the same with auto insurance?
Last edited by spartan99; 01-22-2010 at 11:35 AM.
01-27-2010, 07:06 PM
#25
JK Super Freak
Join Date: Apr 2009
Location: Dallas, TX
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Auto accidents, property damage, liability claims, for most major, domestic insurance companies are reported to ISO.
It is kinda like a "credit report" but shows your insurance claims history. As I recall it also shows worker's comp, but I can't for sure say that as I never paid attention when searching for someone's claim history if any returns were worker's comp.
It is kinda like a "credit report" but shows your insurance claims history. As I recall it also shows worker's comp, but I can't for sure say that as I never paid attention when searching for someone's claim history if any returns were worker's comp.