Finished up the lift - got in an accident
#41
JK Freak
Thread Starter
I pulled off the one wheel and tire that took most of the damage and put my spare in it's place. I'm not worried about the bumpers scuffs because I have a Rugged Ridge XHD rear in my garage waiting for the tire carrier to come in. I also have a Rugged Ridge XHD front that should be here tomorrow. The little scratch on the door isn't worth messing with.
Long story short, my insurance company screwed up and didn't have broad form on my wrangler (but I do have it on my other vehicle and all the other coverages are the same). I'm sure I called them up when I bought the wrangler and said make it the same my liberty. But they won't budge. So without broad form I'm responsible for my deductable even though she was at fault.
The majority of the damage was to 1 wheel and tire and that will cost about $400 to replace which is just under my collision decductable. So no use making a claim with the insuranse company.
I'm going to try to file a "mini-torte" request with her insurance company to recover the $500. As a last resort I can try to take her to small claims.
#42
Ditto....if you can afford it have it inspected for any possible damage do so! Maybe pay for itself down the road.